Mortgage Fees?

We do not normally charge a fee but you can have a fee based service if you prefer. This would be 1% of the mortgage amount and any fee that I receive from the Lender would be refunded to you.

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Mortgages

Mortgages and financial products are subject to constant evolution. Consumers are becoming more and more financially aware. At Medway Mortgage Shop, we aim to help you  acquire the knowledge that is important in making the right decision, taking the time to explain everything so that you fully understand your new mortgage, how it works and the financial costs involved.

We aim to treat you fairly at all times, before, during and after any mortgages or insurances that we arrange. We will provide you with clear information and we will ascertain your individual needs, preferences and circumstances before we recommend a mortgage. We will not recommend one if we cannot find one that is suitable to your needs. Should you be unhappy with our service, we will give you access to a formal complaints procedure.

Protecting your mortgage is also important and we deal with a wide range of insurance companies providing you with very competitive quotes for life and critical illness cover, building and contents and income protection. Many people now like to shop around for the best mortgage deals and it makes sense to do that with their insurances as well.

For first time buyers, we welcome family or friends who may wish to sit in on any appointments and who may have questions to ask of us.

On top of all this, we offer a very competitive conveyancing service which offers excellent service at a price that we're sure will please you.

If you decide that you are not going to move home after all, then please let us see if we can arrange a better mortgage deal for you or maybe save money on your existing insurances. ( We do not believe in churning policies or mortgages so we would ask that you find out from your existing lender what they will offer with regards to your mortgage and to bring in your insurance policy to ensure any new protection plan will be more benificial to you).

So, whether you are a first time buyer, a home mover or want an investment property, whether you wish to re-mortgage or simply shop around for a better quote on your existing insurances,  please give us a call.

Most people prefer not to pay us a fee but you do have a choice. if you prefer the fee based option we  will charge 1% of the loan  amount and any monies we get from a lender will be refunded to you.